Hi, all. Its just me, TCA-ALS25, decloaked for now (until I can get my username/password issue resolved). Anyway, I recently moved to a small suburban town NW of Philly that's undergoing some significant - and positive growth - changes. Presently, there are 3 independent volunteer companies in town, supplemented with career personnel. The plan is to consolidate into one borough-run department. The plan is sound and well-researched and calls for the following: Station 65 will become the primary fire/rescue station. Currently, they operate a pumper, quint and tac/support truck. A new, larger and more centrally-located station will be built. Station 66 will be decertified, sadly, due to a consistent lack of response from their volunteers. As we're located along the banks of the Schuylkill River, they also operate the regional dive and swift-water rescue unit and will continue in that respect. Station 67 on the West End is primarily the EMS for the borough and several surrounding townships. The paid staff are all FF/medics and cross-staff the fire apparatus as needed (a common plan in Chester County's combination departments). They will continue exclusively as the borough's EMS, with the fire apparatus (2 pumpers and a heavy rescue) moved to the "new" department station. Station 65 will become a combination career/volunteer station, staffing TBD by the borough. There is an excellent mutual aid agreement in place, with 2 bordering companies (with 3 stations)in-county and another company across the river in Montgomery County assigned to most boxes (either on the initial or WFD box). Now, with all that said, the questions have become these: how will this change the borough's ISO rating and how many insurance companies actually use the ISO rating as a benchmark for setting their homeowner rates? Hope everyone had a great holiday season and here's to a healthy, safe and prosperous 2012 to all!